Monday 3rd November 2025, Bletchley – Quantum Mortgages, the award-winning specialist lender, has today announced a 5% increase in the LTV across most of its bridging products. The uplift applies to its Residential Investment, Refurbishment, and Refurbishment PLUS bridging products, with the Mixed-Use Bridge remaining at 65% LTV and Foreign National & Ex Pat at 75%.
As a special introductory offer for the month of November only, Quantum have introduced no application fee on their Residential Investment and Refurbishment bridging products at 80% LTV.
Quantum Mortgages continues to redefine specialist lending with a bridging proposition built around speed, transparency, and flexibility for brokers and borrowers alike. With loans available up to £10 million, or up to 10 simultaneously, the lender offers a streamlined, human-led underwriting process that prioritises certainty and common sense over automated credit scoring.
The bridging criteria support a wide range of property types, including HMOs, multi-unit blocks, semi-commercial, and ex-local authority homes, and cater to diverse borrower profiles such as foreign nationals, expats, and clients in Northern Ireland. Each product is designed with a clear exit route into Quantum’s fixed-term Buy-to-Let range, thanks to criteria that closely mirror those of their BTL offering. This alignment ensures a smooth transition for landlords and investors, particularly those undertaking refurbishment projects or expanding portfolios, with minimal friction between short-term and long-term financing.
In addition, brokers can access dedicated support from in-house experts who are authorised to issue terms directly ensuring fast, informed decisions and a seamless experience from enquiry to completion.
With dual legal representation available, Quantum Mortgages is setting a new standard for accessible, efficient bridging finance.
Harsha Dahyea, Chief Commercial Officer at Quantum Mortgages comments,
“We’ve designed our bridging range to mirror our Buy-to-Let criteria, making it easier for brokers to plan long-term strategies for their clients. By increasing LTVs and maintaining that alignment, we’re giving brokers even more flexibility to support landlords and investors whether they’re purchasing, refinancing, or refurbishing. With expert support available to issue terms quickly, we’re continuing to make bridging finance as practical and predictable as possible.”