Mixed Use Bridge

For properties containing both residential and commercial usage. Permitted Development conversions. Residential element must always be a minimum of 50% of the total floor area.

Max LTV/LTGDV

Max LTV

Minimum gross loan

Maximum gross loan

Monthly Rate

Arrangement Fee

Proc Fee

Standard

<=65% Gross

(inc interest)

£100,000

£2,000,000

1.15%

(fixed)

2.25%

2.00%

Low fee

<=65% Gross

(inc interest)

£100,000

£2,000,000

1.15%

(fixed)

1.50%

1.25%

Mixed Use Bridge Criteria

Term

Minimum 3 months, maximum 24 months

Repayment

Interest retained

Undervalue purchase

Acceptable up to 80% of Purchase Price / 65% LTV

Property Considered

Standard construction mixed use units where the residential element is at least 50% of the overall floor area.

Non standard construction up to 60% of OMV

Lending Area

England, Wales & Northern Ireland

Available to:

UK Resident Individuals

Limited Company SPVs registered in England, Wales & Northern Ireland

Product guide: 08/12/2025 V11

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