QML Pro

At least 1 applicant must have owned 2 investment properties, with a minimum of 1 yrs market experience.

*A minimum product fee of £2990 is applicable on all QML Pro loans under £100,000

** A minimum arrangement fee of £5990 is applicable on all QML Pro 5 Year Ltd Edition products

QML Pro	Maximum Loan	Maximum Loan (by area)
70% LTV	£1 Million	£1.25 Million

Minimum Loan	£25,001
Maximum Loan	£1 Million (£1.25 Million for Southern postcodes)
Landlord Experience	At least 1 applicant must own 2 investment properties, with a minimum of 1 yrs market experience
Property Considered	Any property in England, Wales and Northern Ireland not classified as unacceptable and is in a lettable condition can be considered up to a maximum LTV of 70%. At least one applicant must have owned 2 investment properties for a minimum of 1 year and be a UK National, residing in the UK. QML Pro Mixed Use must be a semi commercial standard construction unit with a minimum 50% residential use.
Tenancy Accepted	All tenancy types are acceptable except where there is any element of subletting or an absent freeholder Standard AST Holiday let Corporate Let DWP Housing Association Charity There is no minimum or maximum tenancy term Trading companies are acceptable corporate structures where Personal Guarantees are obtained from all applicants (regardless of the LTV)
Lending Area	England, Wales & Northern Ireland
Solicitor Information	All solicitors acting for Quantum Mortgages must meet the following criteria or be approved by the credit committee: Be authorised and regulated by the Solicitors Regulation Authority and registered with the Law Society Hold a relevant accreditation Have at least 3 partners in the practice Quantum Mortgages are partnered with Movin Legal (conveyancing comparison portal). Register here.

Product guide v93 01/07/2026