June 2, 2026 • 2 minute read
Quantum Mortgages launches product transfer range
Tuesday 2nd June 2026, Bletchley – Quantum Mortgages, the specialist BTL and bridging lender, has today announced the launch of their product transfer range.
The product transfer range allows borrowers who are coming toward the end of their fixed rate or wish to move from their current variable rate to seamlessly switch to a 5-year fixed rate product.
Product transfers are available across all product ranges and will not be subject to any additional underwriting. A £999 product fee will be added to the loan and the intermediary who initially placed the loan with Quantum will be paid a fee, without having to complete any paperwork or application process.
Product switches will be available to all customers with at least five years remaining on their mortgage term and are not in arrears at the time the product switch letter is issued.
Jason Neale, CEO & Founder of Quantum Mortgages comments,
“This is a very rare but important offering from a securitisation-based lender. Most capital markets funded lenders like us cannot offer product transfers, which means that at times like these when borrowers can’t remortgage because the ICR fails, they end up stuck on very high reversion rates and risk becoming mortgage prisoners.
This incentive means we can offer performing borrowers a new fixed rate, regardless of any change in affordability.”
The expansion in Quantum’s offering comes just after the lender announced completing their third securitisation, taking funds raised via Bletchley Park Funding program to over £800m.
Bletchley Park Funding 2026‑1, was upsized from an initial target of £286 million to a final placement of £297 million. The portfolio is backed by buy‑to‑let loans originated by Quantum Mortgages, secured against residential properties across England, Wales, and Northern Ireland.