Supported Living HMO Case Study

Case profile

  • Product: QML Pro 5 Year Fixed
  • Property value: £770,000
  • LTV: 75%
  • Property type: HMO House

Applicant background

The applicant is an experienced landlord with a proven track record, holding four investment properties with a combined portfolio value of more than £2m. This particular transaction formed part of a longer‑term strategy to grow a stable portfolio for future financial planning.

Tenancy and income structure

  • Supported living tenancy type: Supported living HMO, benefiting from an HMO exemption due to the nature of the tenancy, providing accommodation for tenants with learning difficulties
  • Lease term: 3 years

Outcome summary

Finance was successfully provided to support long‑term supported living accommodation. The transaction enabled the broker’s client to expand their investment portfolio, reinforcing a sustainable, socially aligned strategy that forms part of their “pension pot” planning.

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