June 4, 2026  •  2 minute read

Quantum Mortgages launches cash back of up to £20k and drops rates

Thursday 4th June 2026, Bletchley – Quantum Mortgages, the specialist BTL and bridging lender, has today announced the launch of a cashback product for remortgages, alongside rate reductions across its product range. 

The new products and reduced rates will go live as of 5:30 pm Thursday 4th June 2026. 

All Single Unit, Multi-Unit, Specialist and Pro Mixed-Use ranges will reduce by 20bps. 

In addition to these reductions, Quantum is launching a cashback product across its Single Unit, Multi-Unit and Specialist ranges at up to 75% LTV. 

A cashback payment of 1% of the net loan will be made within two weeks of completion. The minimum cashback is £1,000 and the maximum is £20,000 (up to £50,000 for a £5 million portfolio). 

Harsha Dahyea, Chief Commercial Officer at Quantum Mortgages, comments, 

“With record numbers of borrowers coming to the end of their five-year fixed rates in 2026, many will be hit with a double whammy of increased mortgage costs plus considerable fees should they decide refinancing is the best option for them.  

Despite market volatility, we are in a strong position to bring a cashback product to market while also reducing some of our fixed rates. We have listened carefully to what our broker community needs from lenders right now, and we hope this new cashback proposition, alongside reduced rates, will reduce some of the cost of arranging a remortgage” 

Quantum’s new cashback range and rate reductions comes just two days after the announcement of their new product transfer offering, and one week after finalising their third securitisation in just two years.